Monthly Archives: January 2014

Pet Feeding Instructions: A printable chart

Do you have pets?  If so you’ll want to keep their feeding instructions written down.  This is especially important if your pets take medicine or supplements on a regular basis.  Check out our printable chart, which will help you document their feeding instructions.

How to Use the Chart

There’s room to track the feeding instructions for three pets.  So print the chart below, and jot down the names of your pets.

Feeding Instructions for Pets

Next write down what they eat in the morning, and then in the evening.  For example:

Morning:

  • Two cups of dog food
  • 7 baby carrots
  • 1 Glycoflex pill
  • 1/2 Previcox pill (meds)

Evening:

  • Two cups of dog food
  • 1 banana
  • 1 Glycoflex pill

Posting: We find it helpful to post the chart next to their dog food and feeding area.  This makes it easier for anyone who needs to feed the dogs.

Whether you’re planning a trip away, or just have multiple people feeding your pets, this chart will keep everything documented and organized. 🙂

 

Net Worth: Assessing Your Financial Health

No matter what you earn for an annual salary, it’s important to know what are you really worth on paper.  Even if your spouse or partner handles the money, don’t skip this article.  You owe it to yourself to know what you’re worth. 

What does Net Worth mean?

Let’s say you sold everything you owned.  Once you sold it, you also planned to pay back any outstanding balances such as mortgages or credit card balances.  What’s left is your net worth. 

Are you curious to find out what you’re worth?  Let’s get started.

Disclaimer:  This information is not meant to be financial advice.  We are simply sharing information that has worked for our family.  Please be sure to read our disclaimer statement.  Click here

Preparation Steps to Calculating Your Net Worth

Step 1: Print our Net Worth Reports below.  There are three pages: Assets, Liabilities and a Summary page.

Net Worth Report – Assets

Net Worth Report – Liabilities

Net Worth Report – Summary

Step 2: Next, pick a date for your report.

This is the date you are determining your net worth.  We find that December 31st works well.  Or, if it’s easier, simply pick the last day of last month.

Step 3: Gather statements from all of your accounts.  This includes bank accounts, retirement plans, mortgages, and loans.

You’ll need the statements from all of your accounts to show you the ending balances as of the date you selected.  So, for our example, we are looking for all bank account statements, credit card bills, and mortgage payments as of December 31st.

Tip: If you’re not sure where to start, grab your last federal income tax return.  Look for:

  • Capital Gains – to show investments you hold
  • Bank interest –  to determine cash in bank accounts
  • Dividend income – to find out if you own any investments like stocks or mutual funds
  • Mortgage interest paid to banks – to show any loans

Your tax return will list the names of the financial institutions where you have income-bearing accounts.

In addition, your checkbook will be helpful, or your most recent checking account statement from your bank.  This will show you the names of the financial institutions where you make credit card, mortgage and car loan payments.

Once you have the names of the financial institutions, and can start to gather the necessary statements.

 Compiling Your Net Worth

Assets

On the Assets page of the Net Worth Report, list everything you own.  Include things like your house, car, boat, bank accounts, 401k and IRAs.  Here are the main types of assets:

Cash – savings, checking, cds, money market accounts

Personal property – real estate, jewelry, cars, boats, collections

Investments – stocks, bonds, mutual funds, cash value of life insurance policies

Retirement plans – pensions, 401k, 403b, IRAs, Roth IRAs

Each item is an asset, and will need a dollar value.  Bank accounts and retirement plan values can be found on your statements.  To value your car, consider using Kelly Blue Book.  Remember that you are not listing the amount you paid for the items, but rather what the item is currently worth.

Here is a sample of assets:

Asset

Value

Savings  $      18,000
Checking  $            500
House  $    150,000
Car  $      10,000
401k  $      25,000
Total Assets:  $    203,500

 

Liabilities

On the Liabilities page of the Net Worth Report, list everything you owe.  Include things like the balance on your mortgage, the balance of your car payment, and your credit card balances.

Here is a sample of liabilities:

Liability

Value

House  $     (105,000)
Car  $         (2,000)
Credit Cards  $        (15,000)
Total Liabilities:  $     (122,000)

Net Worth Summary

Finally, on the Summary page of the Net Worth Report,  add up of your assets, and subtract your liabilities.  This is what you are worth.

Continuing with our example:

Total Assets:  $       203,500
Total Liabilities:  $     (122,000)
Net Worth  $          81,500

How are you doing?  A positive number indicates that your finances are healthy, and you should continue on this track.  A negative number indicates that you owe more than your worth.  Consider earning more income, or reducing your expenses so that you can pay off your liabilities.

Here are a few additional articles you may find helpful:

Monthly Expense Tracker: It’s not what you make, it’s what you spend

House Rules: Pay Off Your Credit Card Balance Every Month

Charts to Track Your Bills

 

How to organize matchbox cars

Have you ever seen a perfectly organized toy room?  They are so nice to look at.  There’s a place for everything.  Check out these ideas for storing matchbox cars, track and loops.  You’ll be one step closer to having that organized playroom.

Car Cases

The first step is to have car cases.  Chances are you’ll need more than one.  The typical case holds about 48 cars.

Matchbox cars in case 2

Car cases are great because your child can easily transport them.

Drawers

We’ve found the easiest way to store the orange track is in a drawer.  The pieces lay flat, and are easy to put away.  We opted for a Sterilite cart with drawers.  The wheels are optional, and we chose not to attach them to our unit.

Sterilite 3 Drawer Cart

For now, one drawer has all of the matchbox track, but there’s room to expand if necessary.

Matchbox orange track

Large drawer or toy box

Some of the larger loops are played with more often if you keep them assembled.  For our large two loop race track, we chose to store it in a deep drawer of our train table.  We have the train table pictured below.

Train Table - Kidcraft Metropolis

This train table is made by Kidcraft, and it’s called Metropolis.  We have owned ours for several years, and it was money well spent.  We especially enjoy the huge storage below.  It also converts into a coffee table, so it’s a versatile piece of furniture.

Happy organizing!

Need a few more organizing ideas?  Check out the following articles:

How to organize crayons

How to organize markers

Organizing children’s books