{"id":558,"date":"2013-04-29T09:25:52","date_gmt":"2013-04-29T13:25:52","guid":{"rendered":"https:\/\/runningahousehold.com\/?p=558"},"modified":"2013-04-25T17:05:34","modified_gmt":"2013-04-25T21:05:34","slug":"house-rules-pay-off-your-credit-card-balance-every-month","status":"publish","type":"post","link":"https:\/\/runningahousehold.com\/?p=558","title":{"rendered":"House Rules: Pay Off Your Credit Card Balance Every Month"},"content":{"rendered":"<p><i><strong>Disclosure<\/strong>:\u00a0 This information is not meant to be financial advice.\u00a0 We are simply sharing information that has worked for our family.\u00a0 Please be sure to read our disclaimer statement.\u00a0 <a href=\"https:\/\/runningahousehold.com\/?p=211\" target=\"_blank\"> Click here<\/a><\/i><\/p>\n<p>Now that you\u2019re running a household, you may find the need to have a credit card or two.\u00a0 Credit cards can make life a lot easier, and there are several benefits:<\/p>\n<ul>\n<li>You don\u2019t have to carry around cash.<\/li>\n<li>You can buy something now, even if you can\u2019t afford it today.<\/li>\n<li>You can build up your credit, so that you can buy larger items like a car or house.<\/li>\n<\/ul>\n<p>While there are some pros to having a credit card, many of us get into trouble when we spend beyond our means, and can\u2019t pay the money back.<\/p>\n<p>It\u2019s good to get into the habit of paying off the total balance every month.\u00a0 If you find that you can\u2019t pay the balance, then it\u2019s time to cut back on spending.\u00a0 Otherwise, a good chunk of your hard earned money will be spent on credit card interest.\u00a0 Even if it\u2019s just one card with $25 each month in interest, that\u2019s an extra $25 that you could spend on something else, like shoes for example. \ud83d\ude42<\/p>\n<p>Bottom line, if you can\u2019t afford to buy something with cash, or pay off your credit card at the end of the month, then you probably shouldn\u2019t buy it.\u00a0 The key to getting ahead is spending within your means.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Disclosure:\u00a0 This information is not meant to be financial advice.\u00a0 We are simply sharing information that has worked for our family.\u00a0 Please be sure to read our disclaimer statement.\u00a0 Click here Now that you\u2019re running a household, you may find the need to have a credit card or two.\u00a0 Credit cards can make life a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":143,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[118,117],"class_list":["post-558","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money","tag-pay-off-credit-card","tag-pay-off-your-credit-card-balance-every-month"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - 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